White Bear Lake Rental Homes: Is It Better ... - Real Estate Minnesota

White Bear Lake Rental homes: Should I Rent One Or Buy?
If you are in the hunt for White Bear Lake rental homes, let?s pause for a minute and consider the difference between renting homes versus buying. Since it is more expensive today to rent homes than to buy one isn?t it at least worth it to consider saving some money by buying a home?
White Bear Lake Rental homes: Is It Worth The Cost?
White Bear Lake rental homes will have the advantage that you can get out of the lease contract in 12 months. I want you to remember that this advantage comes at a cost, however, , in that the amount of your rental payments will often times exceed those of a typical house payment these days. Additionally the rental deposit may well be in excess of the entry cost required for buying a White Bear Lake homes after considering all of the down payment assistance programs available for first time home buyers. Finally, perhaps the real cost in renting is the fact that you are helping someone else buy their home with your rent payments helping to make the payments of your landlord.

Benefits To White Bear Lake Rental White Bear Lake
Still, the advantages of renting may be worth it to rent if you have plans on moving again at the end of your lease. I tend to think that if you buy a home today you should plan on staying in it for a few years while the market develops.

Benefits To Buying White Bear Lake homes
With all of the benefits available to the MN first time home buyer today, it is hard to know where to start in terms of benefits. The State of Minnesota now offers special loan programs through its Minnesota Housing Finance Agency to offer reduced interest rates as well as down payment assistance. Additionally many communities today offer additional down payment assistance loans or grants that both reduce what you need for cash to close as well as reducing your monthly payment.

First Step To Buy A Home: Get Preapproved
For many MN first time buyers the big question is where do I start? Your first step to home ownership is to get preapproved for a mortgage. By doing so you find out how much of a loan you are qualified for so that we can research homes in a comfortable price range.

White Bear Lake Community Information
Home to one of the largest lakes in the area, White Bear Lake is a popular place to live for home owners in the area who want the benefits of living on lakefront property. With a population of about 23,000, White Bear Lake is a popular bedroom community of St. Paul. With all the benefits of a small town feel, residents here benefit from all of the employment and entertainment opportunities that the Twin Cities area has to offer. The city offers twenty-four public parks including ballfields, walking trails and playgrounds. If you are looking to buy a home in the Twin Cities market, White Bear Lake is a great community for you to consider.

White Bear Lake Rental homes: A summary
If you have not yet considered buying a homes I would like the opportunity to talk with you about the benefits of both renting versus buying a home. I encourage you to take the first step which is to email or call me.

Amy Rostad
Sales Executive, Licensed Realtor in Minnesota
Century 21 Premier Group
rostad.realty@gmail.com
Direct (612) 670-4003
1660 S. Highway 100, Suite #578
St. Louis Park, MN 55416
With a focus on White Bear Lake real estate and surrounding communities.

I have been a Real Estate Agent for nine years and the top producer for my office the past six years. I find being a Realtor very rewarding. Whether you are a first time home buyer or move up buyer your home is the place you will create many memories. I enjoy helping you find that perfect place to call "home" I have a lot of experience with bank owned homes, grant money for first time home buyers and getting homes sold! Communication is my strongest quality so rest assured with me you will know what is happening with your transaction every step of the way.

Amy Rostad

Source: http://www.real-minnesota.com/2011/09/22/white-bear-lake-rental-homes-is-it-better-to-buy-or-rent/

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